Need a New Roof?
Alom Builders Can Help You Pay for It!
Getting a new roof can be expensive, but it doesn’t have to be stressful. At Alom Builders, we offer easy financing options so you can protect your home without breaking the bank. Here’s a quick guide to the financing options available for roofing in South Miami.
1. Regular Loans
Regular loans are a common way to finance your roofing project. Here are a few types of loans you might consider:
- Personal Loans: Borrow a set amount and repay it over time with interest. Personal loans are quick to process, but they may come with higher interest rates compared to other options.
- Home Equity Loans: If you’ve built up equity in your home, you can use it to secure a lower-interest loan. This option is ideal for larger roofing projects, allowing you to access significant funds.
- Credit Cards with 0% Interest: Some credit cards offer promotional periods with no interest. If you qualify, you can use this option to pay for your roof and avoid incurring interest charges.
2. Government Help
The government offers various programs designed to make roofing more affordable, especially when using energy-efficient materials:
- PACE Program: This program allows you to finance energy-saving home projects, such as cool roofs. You repay the financing over time through property tax assessments.
- Tax Credits: Certain roofing materials can qualify for federal tax credits, which can reduce your overall tax liability.
- Local Grants: Your city or county may offer grants or rebates for roofing improvements, particularly for safer and more sustainable materials.
3. Special Financing for Energy-Efficient and Hurricane-Resistant Roofs
In South Florida, it’s crucial to have roofs that are both durable and energy-efficient. If you choose materials that meet these criteria, you may qualify for special financing options:
- Energy-Efficient Mortgage (EEM): An EEM allows you to include energy savings in your mortgage financing, making it easier to fund energy-efficient roofing.
- Discounted Loans for Impact-Resistant Materials: Some lenders offer favorable financing terms for roofing materials designed to withstand storms, which can also lower your insurance premiums.
4. Financing with Alom Builders
At Alom Builders, we collaborate with trusted financing partners to simplify the payment process for your roofing project:
- Custom Payment Plans: We can create payment plans that fit your budget, allowing you to manage costs effectively.
- Low Interest Rates: Our financing partners offer competitive interest rates to help you save money on your roofing investment.
- Simple Process: We make financing straightforward. Our team will guide you through each step, ensuring you can focus on getting your new, strong roof.
Get Started with Financing
At Alom Builders, we want you to have the best roof possible without the financial stress. We offer a variety of options to make paying for your new roof simple and affordable. Contact us today to discuss which financing option works best for you and start your roofing project in South Miami!
